Keeping the old pocketbook under control during the holiday season isn’t always the easiest thing in the world to do. Even if you’re the type of person who finds yourself absolutely grossed out by the rampant consumerism that tends to come along with those colder months at the end of the year, the fact of the matter is that there’s still really no escaping it. When the days get shorter and the weather cools off a whole bunch, we like to spend our time with the friends and family members that we love the most — celebrating those relationships with gifts and food that cost money. Sometimes these things cost a lot of money. Even if you consider yourself the thrifty type, you still need to spend a few bucks over the holidays, and a lot of us can wind up losing control and ending up seriously in the red. There’s really no reason that you have to start the New Year way underwater in debt, and with a whole bunch of new year’s resolutions added to your list. In fact, it’s actually relatively easy to find ways to reign in your spending and make sure you don’t overdo it this holiday season. We’ll talk about some of the best ways to take advantage of some of the best tools and services that’ll help you make sure you don’t go shopping crazy, even though it sure can be fun to entertain and buy gifts for everyone. The fact of the matter is that times have been tough for a lot of us, and it’s a lot easier to simply spend less money than it is to deal with steadily mounting debt.
Start by making yourself a holiday season budget. Figure out how much money you can spend on things like food and entertainment and parse it out accordingly. Determine your gift list and set your limits so that you can make sure you don’t spend more than you can afford to when you’re buying gifts for the people who deserve them. Maybe you can even trim a name or two off that list, and get those gifts another time. If you’re facing a more strict financial situation, this might be a really good idea.
Go online and take advantage of the rampant deals and myriad offers that are to be had. Everything from Yelp to Google Offers can point you in the direction of local deals and discounts so you can buy stuff for less and not wind up having to call your local debt management services when the holiday season is over. You can even sign up for e-mail alerts when new deals show up in your local area. Keeping these strategies in mind can mean the difference between starting off the new year feeling secure and fighting debt collectors. If you’ve had trouble in the past, it might be a good idea to think about some of these easy solutions and really avoid overspending this holiday season.